General Information About Medicare
Medicare is a federal health insurance program for people 65 and older, as well as some younger people with disabilities and those with end-stage renal disease. The program helps cover medical expenses, including hospitalization, doctor visits, prescription drugs, and other services. Medicare is divided into four main parts: Part A, Part B, Part C, and Part D.
Part A covers hospitalization, institutional care, and some home health services.
Part B includes doctor visits, outpatient care, medical supplies, and preventive services.
Part C (also known as Medicare Advantage) combines Parts A and B and often includes additional benefits, such as prescription drug coverage.
Part D focuses on covering prescription drug costs, helping you get the medications you need.
Additionally, there are Medicare Supplement (Medigap) plans offered by private insurance companies that help cover "gaps" in your Medicare coverage, such as deductibles, copayments, and cost-sharing. Medigap can provide you with peace of mind by lowering your out-of-pocket costs, but to be eligible for Medigap, you must be covered under Parts A and B of Medicare.
If you need advice on Medicare, contact VS Insurance PRO. Our owner, Valentina Shabliy, is an experienced independent agent with over 20 years of experience in the insurance industry. With in-depth knowledge of Medicare, its parts, and supplemental plans, Valentina can help you understand your unique needs and offer customized coverage options that fit your lifestyle and budget.
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